Analytics Lead, Full Stack

About the role

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

About the Finance team

The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.

About the team

The Merchant Pricing team makes crucial decisions that directly impact Affirm’s top and bottom line. Our team analyzes and structures deal economics to ensure we drive sustainable and profitable growth. We monitor merchant / platform performance not just to report on it, but to constantly optimize the offerings and take / inform further actions when needed. We take ownership of the deals economics through the lifecycle, ensuring Affirm grows efficiently and profitably.

The Merchant Pricing team is looking for an Analytics Lead, Full Stack to support our next phase of growth by expanding into international markets. In this role, you will define pricing strategy, drive go-to-market initiatives, perform pricing & economical analysis, and work closely with our Strategic Partnerships, Product, Credit, Finance, Capital Markets, and Engineering teams. You should combine exceptional problem solving and analytical skills, and deep knowledge of lending and/or payments space.

What you’ll do

Work with various cross-functional teams to understand market dynamics, define pricing strategy, structure new platform deals, perform economic analyses, and collaborate on new markets expansion

Leverage industry research, market report and other proprietary research to understand market sizing, merchant / consumer preferences and product market fit

Draw insights from performance data, design and test new pricing constructs to optimize portfolio performance and economics

Work closely with cross-functional teams on international market deals

Monitor, experiment, optimize and iterate international markets pricing / offering

What we look for

Strong sense of ownership, intellectual curiosity and an ability to think creatively and critically and thrive in a fast-paced, dynamic, collaborative and often ambiguous work environment

6+ years experience in a fast-paced analytical role (pricing, consulting, finance, risk, lending, investment banking, deal desk, etc)

Strong analytical skills, proficient with analytical tools (Excel, Snowflake, Sigma) and script languages (SQL, Python or others)

Strong curiosity and bias toward leveraging AI tools to accelerate analysis, automate workflows, and increase personal and team productivity

High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context

Base Pay Grade - M Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000 USA base pay range (all other U.S. states) per year: $164,000 - $224,000 #LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents

Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses

Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge

ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

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